Mortgage

  • Mortgage Loan
    Use this calculator to determine your monthly payment and amortization schedule.
  • Mortgage Points
    Should you buy points? Use this calculator to find out.
  • 15 vs. 30 Year Mortgage
    Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
  • Adjustable Rate Mortgages
    This calculator helps you to determine what your adjustable mortgage payments will be.
  • Mortgage APR
    Use this calculator to find the APR on your mortgage.
  • Mortgage Tax Savings
    Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
  • Balloon Mortgages
    A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
  • ARM vs. Fixed Rate
    This calculator helps you to determine what your adjustable mortgage payments will be.
  • Interest Only Mortgage Calculator
    Use this calculator to generate an amortization schedule for an interest only mortgage.
  • Option ARM vs. Fixed Rate Mortgage Calculator
    Use this calculator to find out how much money you could save with an Option ARM loan.

Budget

  • Mortgage Qualifier
    Can you buy your dream home? Find out just how much you can afford!
  • Required Income
    Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
  • Maximum Mortgage
    Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
  • Mortgage Payoff
    Save thousands of dollars in interest by increasing your monthly mortgage payment.
  • Bi-weekly Payments
    Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
  • Rent vs. Buy
    Are you better off buying your home, or should you continue to rent?

Refinance

  • Refinance Interest Savings
    Use this calculator to see how much interest you can save by refinancing your mortgage!
  • Refinance Breakeven
    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

 

 

 

"1 with Passion is Better than 40 without"

   

Serving Dallas, Collin, Denton, Hunt, Ellis, Tarrant, Kaufman, Johnson, Navarro,

McLennan. Bosque and Hill Counties

Sharon Littlejohn NMLS #32965

 

 

Service First Mortgage is licensed under the laws of the state of Texas and by state law is subject to regulatory oversight by the Texas Savings and Loan Department.

PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS

MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE

HEREBY NOTIFIED OF THE FOLLOWING:

COMPLAINTS REGARDING A LICENSED RESIDENTIAL

MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE

TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE

LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS

78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT

1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF

CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS

CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN

ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE

RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE

DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION

ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB

SITE AT WWW.SML.TEXAS.GOV.

     

      Privacy Policy 2006.doc

 


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